ahrongg05, Author at 12 Percent Yearly

December 1, 20230Comments

How to Create a Personal Budget and Stick To It

EcomPLUSPublished June 25, 2023 in CategoryHow to Create a Personal Budget and Stick To ItCreating a personal budget is an empowering process that helps individuals gain control over their finances,

by ahrongg05

Uncategorized

April 20, 20230Comments

What is like to be a discretely wealthy person?

What is it like to be a discretely wealthy person? Becoming flashy on the internet is a trend in the modern world. With social media, it is easy know a few

by ahrongg05

Uncategorized

April 20, 20230Comments

Advance Option Strategies

Advance option trading strategies credit spread: call credit spread and out credit spreadIs a covered strategy known as vertical spread in thinkorswim. Collecting premium Iron condorThe double side strategy by using both

by ahrongg05

Saving

October 23, 20204Comments

COULD YOU RETIRE??

Could you retire??IntroductionYes, a person can retire. Retirement refers to the phase of life when an individual decides to leave their career or employment and transition into a period of

by ahrongg05

Saving

August 19, 20200Comments

Why most will never become wealthy?

Lack of dream or vision They do not have any expectations about the future. What to expect for them? Carefree spirit They do not bothered about building their future. Spending every dollar they

by ahrongg05

insurance

June 6, 20200Comments

Insurance Policies in Singapore!

Health - covers hospitalization and surgical bills (Essential)Life - payout in the event of death (Essential)Critical Illness - policy holder has one of mentioned illness (usually 37 disease)Disability -

by ahrongg05

business

June 5, 20201Comments

How to finance Your business

2 Major Ways Equity financing - investors exchange money for ownership stake in the form of shares.Angel Investing - using their own moneyCapital venture - not using their own moneyAdvantagesLesser risk

by ahrongg05

Credit/Loan

June 4, 20200Comments

Visa, Mastercard, AMEX, Discover

Step in choosing the credit card: Know your purpose in getting a credit card (the highlighted ones are common purposes).CashBackPetrolGroceryShoppingOnline ShoppingReward0% installmentNo annual feesBill PaymentDiningEntertainmentOverseas SpendingAir MilesQualifying criteriaminimum amount of salary

by ahrongg05

Credit/Loan

June 2, 20200Comments

Credit Score

5 Factors How responsible you are in financial status? How much each factor weighs? The factors that held the most weight are punctual payment and credit utilization. Punctual payment – 35%.1-year

by ahrongg05

Uncategorized

May 8, 20200Comments

Earning 70k over a trade?

I realized my heart is too fragile to endure shocking news of trading. In the recent event, I discover that a penny trader is able to make 70k over day

by ahrongg05