Step in choosing the credit card:

  1. Know your purpose in getting a credit card (the highlighted ones are common purposes).
    • CashBack
    • Petrol
    • Grocery
    • Shopping
    • Online Shopping
    • Reward
    • 0% installment
    • No annual fees
    • Bill Payment
    • Dining
    • Entertainment
    • Overseas Spending
    • Air Miles
  2. Qualifying criteria
    • minimum amount of salary per period
  3. Application process and results
    • 1 day to 14 days.